In Malaysia, the EPF (also common known as KWSP or Kumpulan Wang Simpanan Pekerja) is a social security institution formed according to the Laws of Malaysia, Employees Provident Fund Act 1991 (Act 452) which provides retirement benefits for member through the mandatory contribution from two parties: a portion of an employee’s salary and employer’s contribution on behalf of their workers. ~3E Accounting
2021 EPF dividend has been declared at 6.10%. One of the highest percentage in the duration of five years. Not bad for a developing country, which has to endure a global pandemic.