Belgium, Simplify, Wealth & Creativity

Mondays & Tuesdays

Starting this month, I have made some adjustments to my routine on Mondays and Tuesdays. On top of having to do the laundry, ironing and running the dishwasher, I have grocery shopping and buying bread added to my list of things to do on these two days.

This Tuesday has been particularly productive because I swept the walkway, raked the vegetable patch, and sow some early pumpkin and peas seeds.

Today, dinner will have to be prepared a bit earlier because D has a meeting to attend. Household waste will be going out to the curb in the evening, and I have a chat session with mom and dad. Busy busy indeed…

Wealth & Creativity

Creative Questions

For weeks, if not months, three major issues have been hovering above my head like the Sword of Damocles.

Things changed this week. D started his internship, we wake up early, and I have plenty of time alone to scheme and strategise. 😛

So, me being me with my endless questions, took action and just asked. My three major issues multiplied into many questions and remarks, targeting three different parties.

As of today, my creative questioning has resulted in some very promising replies. The swords are gradually turning into solutions. I am beginning to see the light at the end of the tunnel, simply because I have asked.

Food & Drinks, Wealth & Creativity

Gingerbread House

No one has the time nor patience for the gingerbread house DIY kit, that was one of the circulating gifts at New Year’s Day family gathering. So when D brought it back home from his parents; I went ‘Heck, I’ll be the one doing this then…’.

This afternoon, I spent more than two hours assembling the gingerbread house. I have time, I have the patience for this sort of things, I can do it, and it was kinda fun. I will not be eating it though. 😛

Voila! Behold the gingerbread house!

Numbers, Wealth & Creativity


Diversification is a key strategy in good investment. I need to learn more about bonds (obligaties in Dutch). I want to trade in bonds in the foreseeable future.

My nephew turns sixteen years old today. The baby boy grew up so quickly and became a teenager in the wink of an eye. I sent my birthday wishes from across the Atlantic and then made pancakes to celebrate his special day. 🙂

Flashbacks, Malaysia, Numbers, Wealth & Creativity

The Happiest Two!

The following photo shows a two-year-old me. A happy toddler and her humongous home-made birthday cake! My mom baked this creation without any measuring equipments, she literally hacked her way to this using empty tin cans.

Fifty one years ago today, I got a gigantic home-hacked butter cake with runny icing, and two large regular candles balanced precariously on top. I do not remember this day, but I am pretty sure I was the happiest girl at that moment. 😀

Wonder what happened to that cute birthday card? Looks familiar. Like I have it somewhere, tucked amongst my many possessions…

Flashbacks, Numbers, Wealth & Creativity

Not New Zealand…

Grandma would have been 100 this year. Tony would have been 50 today.

To commemorate this day and the people who had impacted my life significantly, I opened a certificate of deposit. Many would have preferred planting a tree or laying a bouquet at the grave, but this is my way.

Today, I recall and remember the decisions I have made thus far, the turning points I have faced, the course corrections I took, and the butterfly effects of life.

What if I have chosen New Zealand?!

Simplify, Wealth & Creativity

Mindful Consumption

Two days ago, D and I did our bulk purchase of grocery that filled up the entire back space of the car. Later, these items were stored away nicely in the pantry, the fridge and the freezer.

In the next weeks, we shall gradually and mindfully consume and use the items we bought.

Belgium, Numbers, Simplify, Wealth & Creativity

In Search Of Money

I have been watching a new Flemish TV program called Geld Gezocht. The following are my takeaways from each episode so far:

  • Rethink and optimise one’s job. Cut out bad and unhealthy habits. Rethink conveniences that cost. Cook at home.
  • Be aware of what you still have in the pantry. Make a food budget. Do grocery with a shopping list. Plan your meals. Do not spoil your children too much.
  • Recognise and re-organise your large spendings. Reaccess your relationships with ‘trusted’ brands. Always read the fine lines!
  • Compare price and quality of items you need. White goods are usually worth it. Be timely and organised with paperwork. There are usually ‘cheaper’ options with regards to holiday trips and expensive hobbies.
Wealth & Creativity

Liquidity Is Key

Bij aandelen kan je snel verkopen en heb je je geld terug. Bij vastgoed kan dat niet. Vastgoed is goed om in te wonen of in te werken, niet om in te investeren. Dat laat ik aan andere beleggers over.

– Terry Smith, de Europese Warren Buffett