My bank in Malaysia has a product called Golden Savers Savings Account. The advertisement goes: Embrace your later years with confidence. Created for senior citizens, retirees and early retirement. For individuals aged 50 and above only.

In Malaysia, I am in the same category as senior citizens. Well, I guess when retirement age is 55 and most of the population do not get to see their 60s, people in their 50s are considered old.

Then there is the US, where the gap between rich and poor is so drastic it is beyond words. The current taxation system tends to sabotage the economy rather than helping it. If things do not change, most working Americans today will probably not get to enjoy their social security when they retire. In this case, they are in the same boat as I. I have a build up of thousands of dollars which I probably do not have the right to receive when I reach the US retirement age of 65. Knowing this however, does not make me regret leaving and crossing the ocean…

My experiences and encounters of living in three countries in the past five decades, allow me to have very different opinions regarding education, work, life, identity, retirement, health, death and what really counts as a good life.

What makes us happy is answered by an article I read not too long ago. But that is another story. Another blog post for another time. 😉

Time to try out the moelleux.